Travel insurance
insurance for discerning skiers and boarders
Having suitable travel insurance is essential for you and your family whilst on a winter sport holiday.
Summary of cover
The following table shows the maximum amount we will pay and policy excesses for each section of cover. You should read the whole policy booklet for the full terms and conditions.
| Section of cover | Max. limit | Excess |
|---|---|---|
| Emergency medical and associated expenses | €6.5 million | €125 |
| Cancelling or cutting short your trip | €4,000 | €125 |
| Personal belongings | €1,500 |
€125 |
| Single item pair or set | €200 |
Nil |
| Valuables | €400 | Nil |
| Personal money | €250 | €125 |
| Cash limit | €250 (€50 if aged 16 or under) | |
| Loss of passport | €400 | Nil |
| Delayed personal belongings |
€65 | Nil |
| Missed departure | €400 | Nil |
| Delayed departure | €75 | Nil |
| Abandonment | €4,000 | €125 |
| Personal accident | €35,000 (€1,000 if aged 16 and under) | Nil |
| Personal liability | €1.5 million | Nil |
| Legal expenses | €15,000 | Nil |
| Hijacking | €2,000 | Nil |
| Mugging | €2,000 | Nil |
| Catastrophe | €800 | Nil |
| Home care | €650 | Nil |
| Home help | €300 | Nil |
| Pet care | €650 | Nil |
| Winter sports |
||
| Ski equipment |
€450 |
€125 |
| Single item |
€300 |
|
| Hire of equipment |
€320 |
No excess |
| Ski pack |
€350 |
€125 |
| Piste closure |
€300 (€30 a day) |
No excess |
| Avalanche | €300 | No excess |
| Golf extension |
||
| Golf equipment |
€1,500 |
€125 |
| Single item |
€200 |
|
| Hire of equipment |
€300 |
No excess |
| Green fees |
€400 |
€125 |
| Hole in one | €200 | No excess |
| Wedding extension |
||
| Wedding rings |
€300 each ring |
€125 |
| Wedding gifts |
€1,500 each couple |
€125 |
| Wedding clothes |
€2,000 each couple |
€125 |
| Wedding photographs and video |
€1000 each couple | €125 |
Notes
Maximum amount we will pay
The most we will pay for each insured person for each trip, unless it says otherwise.
Excess and Excess waiver
The amount we will take off for each insured person, for each section, for each incident claimed for. If you have paid an extra premium for excess waiver cover, the excess will not apply.
Medical treatment in the Republic of Ireland
There is no cover for medical costs you pay in the Republic of Ireland, except for emergency dental treatment.